Customers Bank

Commercial Construction Real Estate Credit Analyst

Job Locations US-PA-Langhorne
Posted Date 1 month ago(1/18/2018 4:03 PM)
Job ID
2018-5049
# of Openings
1
Category
Banking

Overview

At Customers Bank, we believe in working hard, working smart, working together to deliver memorable customer experiences, and having fun. Our vision, mission, and values guide us along our path to achieve excellence. Passion, attitude, creativity, integrity, alignment, and execution are cornerstones of our behaviors. They define who we are as an organization and as individuals. Everyone is encouraged to have personal development plans. By doing so, our team members are on their way to achieve their highest potential and be successful in their personal and professional lives.

Customers Bank, recently named by Forbes magazine as the 35th Best Bank in America (there are over 5,700 banks in the United States!), has an immediate opening for a Commercial Construction Real Estate Credit Analyst within our Credit Administration team. You will be responsible for the analysis of financial information provided by lenders and the preparation of analytical materials and credit memorandum. 

We are moving at a high rate of speed, so we are looking for dynamic people that thrive in a fast paced- deadline intensive environment, and can keep up with us!

Responsibilities

  • Prepare credit memoranda for new loans, renewals, reviews, and participations on assigned credits.
  • Perform research through available sources to complete credit analysis, including researching real estate market and demographic data using REIS and appraisal reports. 
  • Perform independent credit analysis and prepare decision documents for credit approvals.
  • Perform specialized reviews of collateral or loan exposures to customers as requested by lenders or the SVP of Credit Administration.
  • Analyze and underwrite credit requests through the preparation of personal cash flows, property cash flows, global cash flows, and credit write-ups while managing work flow deadlines.
  • Assist in preparation of the line of business performance reviews.
  • Analyze real estates leases as well as construction budgets and contracts.
  • Assist in completion of quarterly loan status reports.

Qualifications

  • Minimum of 5 years of underwriting experience, specifically in the Commercial Construction lending industry required.
  • Bachelor’s degree in finance, accounting, or other business-related degree preferred.
  • Credit Analysis experience in a financial institution.
  • Solid understanding and experience with reviewing financial statements, tax returns, and spread sheets.
  • Strong business acumen.
  • Must be data driven and strong interest in analysis.
  • Satisfactory written and verbal communication skills are required.
  • Possess enthusiasm, drive, and a competitive spirit with a genuine desire to help others.
  • Ability to meet deadlines in the time provided and work on multiple projects at once.
  • Proficiency with Microsoft Excel, Word, and Access.

Customers Bank will provide consideration for employment to qualified applicants without regard to their race, color, religion, national origin, sex/ gender, sexual orientation, gender identity, protected veteran status or disability.

 

VEVRAA Federal Contractor, seeking priority referral of qualified protected veterans.

 

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