Customers Bank

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Commercial Credit Analyst

Commercial Credit Analyst

Job ID 
2017-3646
# of Openings 
2
Job Locations 
US-PA-Reading
Posted Date 
4/5/2017
Category 
Banking

More information about this job

Overview

If you are looking to join an organization that is changing the way banking is being done, and you enjoy being part of a great team that celebrates hard work and new ideas, where you have an opportunity to learn and grow, then look no further. Customers Bank, the fastest growing bank in the U.S., has an immediate opening for a Commercial (C&I) Credit Analyst. This position reports to the Regional Credit Manager and is responsible for supporting the bank’s lending officers and the Vice President of credit administration through analysis of financial information provided by borrowers, and for the preparation of analytical materials and credit memoranda. You will have direct contact with Relationship Managers, and you will assist lenders in the decision process for new loans, renewals of existing loans and the maintenance of ongoing credit relationships across multiple portfolios and industries. We are looking for someone with proven success in their past career; who is self-motivated, that can work well on a team and has a great attitude.

Responsibilities

  • Performs financial statement spreading and analysis on all assigned credits. This includes new loans and annual reviews for existing loans.
  • Prepares credit memoranda for new loans, renewals and participations on assigned credits.
  • Performs research through available sources to complete credit analysis or to assist lending officers in credit decision process.
  • Prepares credit memoranda and supporting materials for Loan Committee on assigned credits.
  • Assists lending officers and VP of Credit Administration in maintenance of complete and updated credit files for all loans. This includes follow-up with clients to obtain current financial statements and tax returns as required in the credit terms.
  • Performs specialized reviews of collateral or loan exposures to customers as requested by lenders or VP of Credit Administration.

Qualifications

  • Bachelor’s Degree in Accounting, Finance, or other related field.
  • 5+ years of direct industry experience in commercial credit analysis experience in a financial institution is required.
  • Solid knowledge of accounting through college accounting degree or equivalent experience is required.
  • Exceptional written and verbal communication skills are required.
  • Experience with preparation of credit memoranda is strongly preferred.

At Customers Bank, we believe in working hard, working smart, working together to deliver memorable customer experiences and having fun. Our Vision, Mission, and Values guide us along our path to achieve excellence. Passion, attitude, creativity, integrity, alignment, and execution are cornerstones of our behaviors. They define who we are as an organization and as individuals. Everyone is encouraged to have personal development plans. By doing so, our Team Members are on their way to achieve their highest potential and be successful in their personal and professional lives.

 

Customers Bank will provide consideration for employment to qualified applicants without regard to their race, color, religion, national origin, sex/ gender, sexual orientation, gender identity, protected veteran status or disability.

VEVRAA Federal Contractor, seeking priority referral of qualified protected veterans.

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